Grow With Us
Youth Accounts

At Park City Credit Union, we believe in growing together—
from little acorns to mighty oaks.

Our Grow With Us Youth Accounts are designed to help young members learn essential money management skills while building a foundation for a bright financial future. 

Best of all, it only takes a $5.00 deposit to open a membership and start the journey!

Why Choose Our Youth Accounts?

  • Age-Specific Solutions: Accounts tailored to fit the financial needs of each stage of childhood and adolescence.
  • Financial Education: Programs and tools to help young members understand the value of saving, budgeting, and spending wisely.
  • Community Focus: We’re here to help your child grow—not just financially, but as part of a community that cares.
  • Smart Financial Tools: Online tools that empower parents to oversee, guide, and support their child’s financial management journey

Explore Our Youth Account Options:

First Step Savings

Ages: 0 to 6
Start teaching savings habits early with an account tailored for our youngest members. Parents can guide their children through saving milestones while enjoying a competitive savings rate.

Junior Spend and Save

Ages: 7-13
Empower kids to manage their allowance and savings with a fun, flexible account. Features include hands-on tools to teach smart spending habits and a chance to watch their savings grow. Plus, choose from 7 fun debit card designs!

Teen Spend and Save

Ages: 14-17
Prepare teens for financial success with a spending account that balances freedom and smart saving. This account includes your choice of debit card design from 7 options and an increased daily spending limit. It’s perfect for teens ready to manage their own money responsibly while learning about budgeting and planning.

Youth Wellness Center

Financial wellness starts young! Our Youth Wellness Center provides engaging, interactive tools to help children and teens understand money management. From learning how to save and budget to exploring real-world financial scenarios, this resource empowers them with essential life skills for a secure financial future.

How Much Can You Save?

Adjust the inputs to see how much your monthly savings contributions will grow with interest.
Interest Earned
$23,225
Total Saved
$64,225
Savings Summary
YearsSavingsInterestContributed
0$5,000$0$5,000
1$6,200$142$6,342
2$7,400$319$7,719
3$8,600$531$9,131
4$9,800$778$10,578
5$11,000$1,062$12,062
6$12,200$1,383$13,583
7$13,400$1,743$15,143
8$14,600$2,142$16,742
9$15,800$2,582$18,382
10$17,000$3,064$20,064
11$18,200$3,587$21,787
12$19,400$4,155$23,555
13$20,600$4,767$25,367
14$21,800$5,425$27,225
15$23,000$6,129$29,129
16$24,200$6,882$31,082
17$25,400$7,685$33,085
18$26,600$8,538$35,138
19$27,800$9,443$37,243
20$29,000$10,401$39,401
21$30,200$11,414$41,614
22$31,400$12,483$43,883
23$32,600$13,609$46,209
24$33,800$14,794$48,594
25$35,000$16,039$51,039
26$36,200$17,346$53,546
27$37,400$18,716$56,116
28$38,600$20,152$58,752
29$39,800$21,654$61,454
30$41,000$23,225$64,225

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