Junior Spend and Save

*APY=Annual Percentage Yield. APYs accurate as of 10/14/2024. Rates may change after account is opened. The minimum to open account online is $5.

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⁶Park City Credit Union’s Debit Card Round Up program requires a qualifying checking account with Visa® debit card. Actual savings will vary based on debit card use. The program is not available for Health Savings Accounts, Platinum or Gold Money Market, UTMA/Custodial or Business/Organizational Checking. Each rounded amount will be between $0.01 and $0.99. Transfers will be completed in one lump sum at the end of each day. The credit union reserves the right to cancel or modify the Debit Card Round Up program at any time.

⁷Qualification period begins at 12:01 a.m. CST on 01/01/2025 and continues through the calendar quarter. A new Qualification drawing period begins the first day of each new calendar quarter until terminated by the credit union.  Must be eighteen years old or younger at the time of entry. All entrants must be a US Resident. Entrants do not need to be members of Park City Credit Union but must be eligible to join. Void where prohibited. Incomplete or inaccurate and entries are void. During the qualification period, the entrant must have an end of day round-up transfer to receive automatic entry to win $25.00. One (1) entry per end of day round-up transfer.  No purchase is necessary to be eligible to win. To receive one (1) entry without a purchase write your complete name, mailing address, daytime phone number (with area code) and date of birth on a 3” x 5” postcard and mail entry to Park City Credit Union, QUARTERLY ROUND-UP DRAWING, 501 S Pine Ridge Ave., Merrill, WI 54452. Entries must be postmarked by the 15^th of the last month of the calendar quarter. Limit one (1) alternative entry per person. Winner will be selected in a random drawing held by the credit union on or about the 5^th of each month following the end of the calendar quarter. Winner’s parents or legal guardian on the account will be notified by text or phone. Prize will be deposited to the Regular Savings account (-000) tied to the spending accounts on or about the 10^th of the month following notification. Membership must be open and in good standings at time of deposit to receive the prize. If unable to contact the potential winner or potential winner is not in compliance with these Official Rules, prize will be forfeited and an alternative winner will be selected. Odds of winning varies based on number of eligible entries received. The information you provide will only be used for Park City Credit Union. Sponsor: 501 S Pine Ridge Ave., Merrill, WI 54452. The Sponsor is not responsible for the printing of or typographical errors in any Contest-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegal, or postage-due mail or entries; or for transactions that are processed late or inaccurately or are lost due to computer or electronic malfunction. The Contest sponsor reserves the right to withdraw or terminate this promotion at any time, without notice. Recipient is responsible for tax reporting.

⁸Wireless carrier data rates/fees may apply.

¹⁰For Youth Savings: (1) balances up to $500 receive APY of 2.00%; and (2) balances over $500 earn 0.01% dividend rate on the portion of the balance over $500, resulting in 0.81%-6.00% APY depending on the balance. Primary owner must be 17 years old or younger to open an account. Limit one account per primary owner’s SSN.

¹¹The minimum to open account is $500. A penalty may be imposed for early withdrawal. Primary owner must be 17 years old or younger to open an account and under 21 to renew.